Since Central New Yorkers are on the road year round, are icy roads and sloppy conditions contributing to our ranking behind the wheel?

We Central New Yorkers don't usually let road conditions prevent us from getting to our destination. We're used to winters that last five or six months and let's face it, there's stuff that needs to be done that we just can't accomplish on foot or bicycle.

New Yorkers often get a bad rap about their driving habits. We're often accused of making our own road rules and regulations. How can an area that is frozen for much of the year receive so much heat for the way we handle our vehicles? I say, it's about time we silence the naysayers and haters. A report that was issued back in January refutes the claim that New York Drivers stink.

When it comes to least risky states for drivers’ wallets, New York ranked third in the country, according to an analysis performed by WalletHub, a personal finance social network. The District of Columbia also was included. Liability insurance requirements, other required insurance coverage and the estimated percentage of uninsured drivers were used to calculate the rankings.

Isn't it good to know that we're good drivers here in the Empire state? Maine finished first overall and North Dakota was second. Florida was at the bottom of the list making it the "riskiest" state in the nation.

We may be good drivers here in the Mohawk Valley, but we're far from perfect. We've all had our share of mishaps and blunders on New York state roadways. Last week, a woman accidentally stepped on her gas pedal instead of the brake and she drove right through the front window of a South Utica Fastrac convenience store. Thankfully no one was hurt.

Just Jen and I chatted about this incident this morning. Take a listen!